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January 17, 2006


Kevin B. O'Reilly

This buzzword list is definitely best of breed.


You forgot the best one- "go(ing) forward". This term makes no sense and is used frequently by politicans who need a phrase that sounds positive but lacks substance.


The last two items on your list no doubt come from your insurance travels. As in, "We need to scale back the TRIA program so insurers will have more skin in the game" and "Insurance accounting rules should be strengthened (for example, by applying Sarbanes-Oxley provisions to mutual insurance companies) to increase granularity."

But insurance buzzwords aside, shouldn't "deliverable" be on your list? Consultants of various stripes have transformed this seldom-used adjective into a hackneyed noun, presumably because a word with five syllables is more impressive than “report,” “plan,” or “work product.”

R.J. Lehmann

Granularity may be more insurance specific, though I've also seen it pop up in plenty of Sarbanes-Oxley discussions that have nothing to do with insurance. It's not everywhere yet, the way "transparency" is, but it's getting there.

Since "skin in the game" deals with risk, obviously there are plenty of opportunities for it to come up in an insurance context. But you also hear it all the time in relation to defending executive compensation schemes ("we don't just hand out golden parachutes -- we've provide targeted options that maximize executive skin in the game.")

As to "deliverable," it's still a major buzzword, but I remember hearing it quite a bit in the 90s as well. I'm not sure that it's any more common now than it was then, but my only evidence is anecdotal.

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I supposed it started much earlier than expected. Nice deal.


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